Mortgage Blog

Acreage Mortgage vs Standard Residential Mortgage in BC, What Actually Changes?

May 13, 2026 | Posted by: Nadia Causley

An acreage mortgage in BC can look similar to a standard residential mortgage on the surface, but the property review is often more detailed. The lender is not only looking at your income, credit, d ...

Mortgage Renewal in 2026: Fixed or Variable?

May 11, 2026 | Posted by: Nadia Causley

If your mortgage is coming up for renewal in 2026, you are probably asking one very practical question: should I choose a fixed rate or a variable rate? It is a fair question. After several yea ...

April 29 - 2026 - Bank of Canada maintains policy rate at 2.25%

April 29, 2026 | Posted by: Nadia Causley

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The evolving conflict in the Middle East is causing heightened vol ...

5 Most Important Issues That Can Delay a Mortgage Closing in Canada

April 15, 2026 | Posted by: Nadia Causley

Many Canadian homebuyers feel a sense of relief once they hear the words, "you are approved." That relief makes sense, but it can also create a false impression that the mortgage process is complete ...

Can You Get a Mortgage on an Acreage in Langley or Fraser Valley if the Property Has a Well and Septic System?

April 13, 2026 | Posted by: Nadia Causley

Yes, you usually can, but the property will often get a closer look If you are buying an acreage in Langley, Cloverdale, Walnut Grove, or elsewhere in Fraser Valley and the property has a well and se ...

Why Buying Still Feels Hard in 2026, Even as More Homes Are Being Built

April 7, 2026 | Posted by: Nadia Causley

If you have been watching the headlines in 2026, you may be wondering why buying a home in Canada still feels so difficult. On the surface, some of the data sounds encouraging. More homes are being bu ...

Newly Passed Bill C-4, What It Means for Canadian Mortgages

March 20, 2026 | Posted by: Nadia Causley

Newly Passed Bill C-4, What It Means for Canadian Mortgages If you are buying your first home, renewing a mortgage, or thinking about refinancing, newly passed Bill C-4 is worth understanding. It r ...

March 18-2026 - Bank of Canada maintains policy rate at 2.25%

March 18, 2026 | Posted by: Nadia Causley

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The war in the Middle East has increased volatility in ...

Affordability challenges spread across Canadian cities

March 9, 2026 | Posted by: Nadia Causley

A new report from CMHC highlights something many Canadians are already feeling firsthand. Housing affordability challenges are no longer just a Toronto and Vancouver story. While those two cities ha ...

Spring 2026 Home Buying Canada, Listings vs Affordability

February 24, 2026 | Posted by: Nadia Causley

Spring 2026 Home Buying in Canada, Why More Listings Still Do Not Automatically Mean Affordable Payments If you are shopping for a home this spring, you may be hearing a confusing message, there ar ...