Mortgage Blog

Has Your Income Changed? What to Check Before Refinancing Your Mortgage

September 14, 2026 | Posted by: Nadia Causley

Your hours have been reduced. You have started a new job. Or your household is managing on one income while you work out what comes next. If you own a home, refinancing may seem like a practical way t ...

What Documents Do You Need for an Acreage Mortgage in BC?

September 13, 2026 | Posted by: Nadia Causley

Last updated: September 13, 2026 For an acreage mortgage in BC, you usually need the same basic documents as a standard mortgage, including income confirmation, down payment details, identification, ...

Sept 2-2026 - Bank of Canada maintains the policy rate at 2.25%

September 2, 2026 | Posted by: Nadia Causley

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The continuing conflict in the Middle East is keeping ...

Canada Housing Starts Slow: What Buyers Should Know

August 21, 2026 | Posted by: Nadia Causley

Canada is still building a significant number of homes, but the latest housing construction numbers show that the pace of new projects is beginning to slow. For Canadians hoping to buy a home, ...

Why Some Acreage Properties in Cloverdale or Langley Get Harder to Appraise for Financing

August 16, 2026 | Posted by: Nadia Causley

Last updated: May 13, 2026 Some acreage properties in Cloverdale or Langley are harder to appraise because they are not easy to compare with nearby recent sales. Larger parcels, unique homes, barns ...

Canada Is Building More Homes, Why Is Buying Still Hard?

August 5, 2026 | Posted by: Nadia Causley

You may have seen headlines suggesting that Canada is building more housing. That sounds like good news for homebuyers, and in many ways it is. More homes are essential to improving housing choice ...

Should Canadian Homebuyers Purchase Now or Wait for More Housing Supply?

July 24, 2026 | Posted by: Nadia Causley

Canadian homebuyers are hearing two different messages. One suggests that more homes are being built and buyers should wait for additional supply. The other warns that slower construction could limit ...

July 15-2026 - Bank of Canada maintains the policy rate at 2.25%

July 15, 2026 | Posted by: Nadia Causley

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. Canada's economy is showing signs of improvement. Gro ...

How Much Down Payment Do You Need for an Acreage in BC?

July 13, 2026 | Posted by: Nadia Causley

Last updated: May 13, 2026 The minimum down payment for an acreage in BC can sometimes follow the same basic rules as a standard residential home, but that does not mean every acreage can be financed ...

2026 First-Time Buyer Mortgage Rules, What Lower Payments Could Really Mean

July 7, 2026 | Posted by: Nadia Causley

Buying a first home in Canada is still a major financial decision. Higher home prices, mortgage qualification rules, down payment requirements, closing costs, and day-to-day affordability all matter. ...