Mortgage Blog

Acreage Specialist

Renewing Soon? Why Sticky Inflation Could Affect Your Mortgage Strategy This Summer

Renewing Soon? Why Sticky Inflation Could Affect Your Mortgage Strategy This Summer

June 22, 2026 | Posted by: Nadia Causley

If your mortgage is coming up for renewal this year, you may be watching interest rate news more closely than usual. That makes sense. A renewal is not just paperwork from your lender, it is a cha ...

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Buying a Hobby Farm in the Fraser Valley, What Lenders Usually Look At First

Buying a Hobby Farm in the Fraser Valley, What Lenders Usually Look At First

June 13, 2026 | Posted by: Nadia Causley

Last updated: May 13, 2026 If you are buying a hobby farm in the Fraser Valley, lenders usually look first at whether the property is mainly residential, how the land is used, the zoning, the size ...

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June 10, 2026 - Bank of Canada maintains the policy rate at 2.25%

June 10, 2026 - Bank of Canada maintains the policy rate at 2.25%

June 10, 2026 | Posted by: Nadia Causley

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The conflict in the Middle East is now in its fourth ...

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First-Time Buyer GST/HST Rebate, What It Means for New Home Affordability in Canada

First-Time Buyer GST/HST Rebate, What It Means for New Home Affordability in Canada

June 4, 2026 | Posted by: Nadia Causley

Buying a first home in Canada has not been easy. Between higher home prices, changing mortgage rates, stricter qualification standards, and the rising cost of everyday life, many first-time buyers hav ...

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Buying a Home in 2026? Why More Housing Starts May Not Mean More Choices

Buying a Home in 2026? Why More Housing Starts May Not Mean More Choices

May 28, 2026 | Posted by: Nadia Causley

More homes being built in Canada should be encouraging news for homebuyers. More supply can support a healthier housing market over time and may gradually create more opportunities for Canadians w ...

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Acreage Mortgage vs Standard Residential Mortgage in BC, What Actually Changes?

Acreage Mortgage vs Standard Residential Mortgage in BC, What Actually Changes?

May 13, 2026 | Posted by: Nadia Causley

An acreage mortgage in BC can look similar to a standard residential mortgage on the surface, but the property review is often more detailed. The lender is not only looking at your income, credit, d ...

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Mortgage Renewal in 2026: Fixed or Variable?

Mortgage Renewal in 2026: Fixed or Variable?

May 11, 2026 | Posted by: Nadia Causley

If your mortgage is coming up for renewal in 2026, you are probably asking one very practical question: should I choose a fixed rate or a variable rate? It is a fair question. After several yea ...

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April 29 - 2026 - Bank of Canada maintains policy rate at 2.25%

April 29 - 2026 - Bank of Canada maintains policy rate at 2.25%

April 29, 2026 | Posted by: Nadia Causley

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The evolving conflict in the Middle East is causing heightened vol ...

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5 Most Important Issues That Can Delay a Mortgage Closing in Canada

5 Most Important Issues That Can Delay a Mortgage Closing in Canada

April 15, 2026 | Posted by: Nadia Causley

Many Canadian homebuyers feel a sense of relief once they hear the words, "you are approved." That relief makes sense, but it can also create a false impression that the mortgage process is complete ...

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Can You Get a Mortgage on an Acreage in Langley or Fraser Valley if the Property Has a Well and Septic System?

Can You Get a Mortgage on an Acreage in Langley or Fraser Valley if the Property Has a Well and Septic System?

April 13, 2026 | Posted by: Nadia Causley

Yes, you usually can, but the property will often get a closer look If you are buying an acreage in Langley, Cloverdale, Walnut Grove, or elsewhere in Fraser Valley and the property has a well and se ...

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